Private & Hard Money Lenders in Cabarrus County, NC
11 lenders funded 69 short-term investment-property loans in Cabarrus County in 2024 at a median rate of 11.00%. Ranked by verified loan volume — not paid placement.
Cabarrus County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 27 | 10.45% | 10 |
| 2 | LIMA ONE CAPITAL, LLC | 14 | 11.05% | 5 |
| 3 | Loan Funder LLC | 8 | 11.25% | 3 |
| 4 | Easy Street Capital LLC | 8 | 10.90% | — |
| 5 | Dominion Financial Services, LLC | 4 | 11.00% | 1 |
| 6 | RF Renovo Management Company, LLC | 3 | 11.00% | 13 |
| 7 | LendingOne LLC | 1 | — | 1 |
| 8 | UWHARRIE BANK | 1 | — | 1 |
| 9 | 212 Loans, LLC | 1 | — | — |
| 10 | ABL RPC Residential Credit Acquisition LLC | 1 | — | — |
| 11 | Genesis Capital, LLC | 1 | — | — |
DSCR / long-term rental lenders in Cabarrus County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
11 lenders reported short-term, business-purpose investment loans in Cabarrus County in 2024 verified lending records — 69 loans totaling $21.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Cabarrus County's active lenders was 11.00% in 2024, with per-lender medians ranging from 10.45% to 11.25%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.