Private & Hard Money Lenders in Queens County, NY
18 lenders funded 152 short-term investment-property loans in Queens County in 2024 at a median rate of 11.25%. Ranked by verified loan volume — not paid placement.
Queens County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Loan Funder LLC | 82 | 11.25% | 45 |
| 2 | Bayport Funding LLC | 24 | 11.00% | — |
| 3 | VELOCITY COMMERCIAL CAPITAL LLC | 16 | 12.74% | 33 |
| 4 | Emigrant Funding Corporation | 7 | 7.00% | 2 |
| 5 | PLANET MANAGMENT GROUP, LLC | 5 | 11.50% | — |
| 6 | Ice Lender Holdings LLC | 3 | 10.99% | 18 |
| 7 | JPMorgan Chase Bank, NA | 2 | — | 87 |
| 8 | American Heritage Lending, LLC | 2 | — | 9 |
| 9 | KIAVI FUNDING, INC. | 2 | — | 3 |
| 10 | CATHAY BANK | 1 | — | 87 |
| 11 | Bank of Hope | 1 | — | 14 |
| 12 | ROYAL BUSINESS BANK | 1 | — | 6 |
| 13 | ABL RPC Residential Credit Acquisition LLC | 1 | — | 3 |
| 14 | Arbor Realty Trust, Inc. | 1 | — | 2 |
| 15 | AMALGAMATED BANK | 1 | — | 1 |
| 16 | RF Renovo Management Company, LLC | 1 | — | 1 |
| 17 | Temple View Capital Funding LP | 1 | — | 1 |
| 18 | RPE Home, Inc | 1 | — | — |
DSCR / long-term rental lenders in Queens County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
18 lenders reported short-term, business-purpose investment loans in Queens County in 2024 verified lending records — 152 loans totaling $197.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Queens County's active lenders was 11.25% in 2024, with per-lender medians ranging from 7.00% to 12.74%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.