Private & Hard Money Lenders in Kaufman County, TX
15 lenders funded 33 short-term investment-property loans in Kaufman County in 2024 at a median rate of 10.95%. Ranked by verified loan volume — not paid placement.
Kaufman County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Easy Street Capital LLC | 6 | 10.90% | — |
| 2 | RPE Home, Inc | 5 | 13.00% | — |
| 3 | KIAVI FUNDING, INC. | 3 | 10.95% | 6 |
| 4 | RF Renovo Management Company, LLC | 3 | 10.25% | 1 |
| 5 | Loan Funder LLC | 2 | — | 1 |
| 6 | Genesis Capital, LLC | 2 | — | — |
| 7 | LendingOne LLC | 2 | — | — |
| 8 | SIMMONS BANK | 2 | — | — |
| 9 | Sundae Funding | 2 | — | — |
| 10 | Veritex Community Bank | 1 | — | 1 |
| 11 | 212 Loans, LLC | 1 | — | — |
| 12 | Centennial Bank | 1 | — | — |
| 13 | Direct Lending Partners LLC | 1 | — | — |
| 14 | ORIGIN BANK | 1 | — | — |
| 15 | SOVEREIGN BANK | 1 | — | — |
DSCR / long-term rental lenders in Kaufman County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
15 lenders reported short-term, business-purpose investment loans in Kaufman County in 2024 verified lending records — 33 loans totaling $50.3M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Kaufman County's active lenders was 10.95% in 2024, with per-lender medians ranging from 10.25% to 13.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.