Private & Hard Money Lenders in Henderson County, TX
10 lenders funded 19 short-term investment-property loans in Henderson County in 2024 at a median rate of 11.50%. Ranked by verified loan volume — not paid placement.
Henderson County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Loan Funder LLC | 7 | 11.50% | — |
| 2 | SIMMONS BANK | 3 | 8.65% | — |
| 3 | Easy Street Capital LLC | 2 | — | — |
| 4 | KIAVI FUNDING, INC. | 1 | — | 12 |
| 5 | VERABANK,N.A. | 1 | — | 9 |
| 6 | PROSPERITY BANK | 1 | — | 2 |
| 7 | RF Renovo Management Company, LLC | 1 | — | 1 |
| 8 | LIMA ONE CAPITAL, LLC | 1 | — | — |
| 9 | RPE Home, Inc | 1 | — | — |
| 10 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | — |
DSCR / long-term rental lenders in Henderson County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
10 lenders reported short-term, business-purpose investment loans in Henderson County in 2024 verified lending records — 19 loans totaling $4.7M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Henderson County's active lenders was 11.50% in 2024, with per-lender medians ranging from 8.65% to 11.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.