Private & Hard Money Lenders in Providence County, RI
12 lenders funded 56 short-term investment-property loans in Providence County in 2024 at a median rate of 11.25%. Ranked by verified loan volume — not paid placement.
Providence County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | RF Renovo Management Company, LLC | 33 | 10.50% | 27 |
| 2 | Loan Funder LLC | 9 | 11.25% | 9 |
| 3 | CCG Fund 1 LLC | 3 | — | — |
| 4 | BAYCOAST BANK | 2 | — | 5 |
| 5 | Secured Investment Corp | 2 | — | — |
| 6 | ROCKLAND TRUST BANK | 1 | — | 14 |
| 7 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 9 |
| 8 | TD Bank | 1 | — | 8 |
| 9 | Hometown Equity Mortgage, LLC | 1 | — | 6 |
| 10 | Easy Street Capital LLC | 1 | — | — |
| 11 | LIMA ONE CAPITAL, LLC | 1 | — | — |
| 12 | RPE Home, Inc | 1 | — | — |
DSCR / long-term rental lenders in Providence County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
12 lenders reported short-term, business-purpose investment loans in Providence County in 2024 verified lending records — 56 loans totaling $39.8M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Providence County's active lenders was 11.25% in 2024, with per-lender medians ranging from 10.50% to 11.25%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.