Private & Hard Money Lenders in Ulster County, NY
9 lenders funded 32 short-term investment-property loans in Ulster County in 2024 at a median rate of 11.25%. Ranked by verified loan volume — not paid placement.
Ulster County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Loan Funder LLC | 13 | 11.25% | 9 |
| 2 | KIAVI FUNDING, INC. | 11 | 10.75% | — |
| 3 | ABL RPC Residential Credit Acquisition LLC | 2 | — | — |
| 4 | MID-HUDSON VALLEY FEDERAL C.U. | 1 | — | 11 |
| 5 | Bayport Funding LLC | 1 | — | — |
| 6 | LendingOne LLC | 1 | — | — |
| 7 | ReadyCap Commercial LLC | 1 | — | — |
| 8 | Secured Investment Corp | 1 | — | — |
| 9 | Temple View Capital Funding LP | 1 | — | — |
DSCR / long-term rental lenders in Ulster County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
9 lenders reported short-term, business-purpose investment loans in Ulster County in 2024 verified lending records — 32 loans totaling $59.5M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Ulster County's active lenders was 11.25% in 2024, with per-lender medians ranging from 10.75% to 11.25%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.