Private & Hard Money Lenders in Orange County, NY
12 lenders funded 127 short-term investment-property loans in Orange County in 2024 at a median rate of 10.74%. Ranked by verified loan volume — not paid placement.
Orange County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Loan Funder LLC | 64 | 10.74% | 66 |
| 2 | KIAVI FUNDING, INC. | 50 | 11.25% | 3 |
| 3 | LendingOne LLC | 3 | 10.49% | 3 |
| 4 | Secured Investment Corp | 2 | — | — |
| 5 | BPL Mortgage, LLC | 1 | — | 13 |
| 6 | MID-HUDSON VALLEY FEDERAL C.U. | 1 | — | 3 |
| 7 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 3 |
| 8 | Dominion Financial Services, LLC | 1 | — | 2 |
| 9 | Provident Bank | 1 | — | 2 |
| 10 | RF Renovo Management Company, LLC | 1 | — | 1 |
| 11 | RPE Home, Inc | 1 | — | — |
| 12 | Temple View Capital Funding LP | 1 | — | — |
DSCR / long-term rental lenders in Orange County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
12 lenders reported short-term, business-purpose investment loans in Orange County in 2024 verified lending records — 127 loans totaling $97.3M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Orange County's active lenders was 10.74% in 2024, with per-lender medians ranging from 10.49% to 11.25%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.