Private & Hard Money Lenders in Kings County, NY
25 lenders funded 282 short-term investment-property loans in Kings County in 2024 at a median rate of 10.99%. Ranked by verified loan volume — not paid placement.
Kings County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Loan Funder LLC | 120 | 10.99% | 72 |
| 2 | Ice Lender Holdings LLC | 47 | 12.00% | 70 |
| 3 | Bayport Funding LLC | 26 | 11.50% | 4 |
| 4 | Emigrant Funding Corporation | 19 | 6.88% | 11 |
| 5 | KIAVI FUNDING, INC. | 13 | 10.95% | 3 |
| 6 | Genesis Capital, LLC | 12 | 10.07% | — |
| 7 | Conventus Lending LLC | 8 | 10.99% | 1 |
| 8 | Temple View Capital Funding LP | 7 | 10.50% | — |
| 9 | RF Renovo Management Company, LLC | 4 | 11.50% | 8 |
| 10 | Colorado Federal Savings Bank | 4 | 8.50% | — |
| 11 | LIMA ONE CAPITAL, LLC | 4 | 11.55% | — |
| 12 | JPMorgan Chase Bank, NA | 2 | — | 171 |
| 13 | VELOCITY COMMERCIAL CAPITAL LLC | 2 | — | 50 |
| 14 | WELLS FARGO BANK NA | 2 | — | 4 |
| 15 | PLANET MANAGMENT GROUP, LLC | 2 | — | — |
| 16 | CATHAY BANK | 1 | — | 116 |
| 17 | TD Bank | 1 | — | 67 |
| 18 | WEBSTER BANK, N.A. | 1 | — | 27 |
| 19 | BPL Mortgage, LLC | 1 | — | 9 |
| 20 | KEARNY BANK | 1 | — | 3 |
| 21 | Churchill Funding I LLC | 1 | — | 2 |
| 22 | Axos Bank | 1 | — | — |
| 23 | Dominion Financial Services, LLC | 1 | — | — |
| 24 | Jovia Financial Federal Credit | 1 | — | — |
| 25 | UBS BANK USA | 1 | — | — |
DSCR / long-term rental lenders in Kings County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
25 lenders reported short-term, business-purpose investment loans in Kings County in 2024 verified lending records — 282 loans totaling $1455.8M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Kings County's active lenders was 10.99% in 2024, with per-lender medians ranging from 6.88% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.