Private & Hard Money Lenders in Calhoun County, MI
7 lenders funded 15 short-term investment-property loans in Calhoun County in 2024 at a median rate of 10.99%. Ranked by verified loan volume — not paid placement.
Calhoun County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 7 | 10.99% | 7 |
| 2 | Dominion Financial Services, LLC | 3 | 10.99% | — |
| 3 | KELLOGG COMMUNITY CREDIT UNION | 1 | — | 6 |
| 4 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 6 |
| 5 | American Heritage Lending, LLC | 1 | — | — |
| 6 | Loan Funder LLC | 1 | — | — |
| 7 | Lument Structured Finance, LLC | 1 | — | — |
DSCR / long-term rental lenders in Calhoun County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
7 lenders reported short-term, business-purpose investment loans in Calhoun County in 2024 verified lending records — 15 loans totaling $29.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Calhoun County's active lenders was 10.99% in 2024, with per-lender medians ranging from 10.99% to 10.99%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.