Private & Hard Money Lenders in Kenton County, KY
10 lenders funded 88 short-term investment-property loans in Kenton County in 2024 at a median rate of 10.99%. Ranked by verified loan volume — not paid placement.
Kenton County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | MM Lending, LLC | 39 | 12.00% | — |
| 2 | KIAVI FUNDING, INC. | 34 | 10.95% | 8 |
| 3 | LendingOne LLC | 4 | 10.99% | 11 |
| 4 | RPE Home, Inc | 3 | 12.25% | — |
| 5 | Temple View Capital Funding LP | 3 | 10.50% | — |
| 6 | American Heritage Lending, LLC | 1 | — | 9 |
| 7 | BPL Mortgage, LLC | 1 | — | 6 |
| 8 | LIMA ONE CAPITAL, LLC | 1 | — | 5 |
| 9 | Central Bank & Trust Co | 1 | — | — |
| 10 | Easy Street Capital LLC | 1 | — | — |
DSCR / long-term rental lenders in Kenton County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
10 lenders reported short-term, business-purpose investment loans in Kenton County in 2024 verified lending records — 88 loans totaling $15.3M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Kenton County's active lenders was 10.99% in 2024, with per-lender medians ranging from 10.50% to 12.25%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.