Private & Hard Money Lenders in Sedgwick County, KS
19 lenders funded 107 short-term investment-property loans in Sedgwick County in 2024 at a median rate of 9.00%. Ranked by verified loan volume — not paid placement.
Sedgwick County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Community National Bank & Trust | 25 | 8.50% | 23 |
| 2 | Peoples Bank and Trust Co | 22 | 8.25% | 43 |
| 3 | Equity Bank | 10 | 8.56% | 10 |
| 4 | EMPRISE BANK | 9 | 8.50% | 64 |
| 5 | INTRUST BANK, NA | 9 | 8.50% | 13 |
| 6 | KIAVI FUNDING, INC. | 5 | 11.49% | 6 |
| 7 | VELOCITY COMMERCIAL CAPITAL LLC | 4 | 10.74% | 4 |
| 8 | ABL RPC Residential Credit Acquisition LLC | 4 | 14.13% | — |
| 9 | KS StateBank | 3 | 8.85% | 68 |
| 10 | RCB BANK | 3 | 9.00% | 22 |
| 11 | Loan Funder LLC | 3 | 10.99% | 4 |
| 12 | Landmark National Bank | 3 | 9.00% | 2 |
| 13 | Fidelity Bank | 1 | — | 41 |
| 14 | CENTRAL NATIONAL BANK | 1 | — | 28 |
| 15 | BPL Mortgage, LLC | 1 | — | 18 |
| 16 | HOME BANK & TRUST CO. | 1 | — | 13 |
| 17 | Capitol Federal Savings Bank | 1 | — | 7 |
| 18 | CREDIT UNION OF AMERICA | 1 | — | 2 |
| 19 | RPE Home, Inc | 1 | — | — |
DSCR / long-term rental lenders in Sedgwick County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
19 lenders reported short-term, business-purpose investment loans in Sedgwick County in 2024 verified lending records — 107 loans totaling $32.4M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Sedgwick County's active lenders was 9.00% in 2024, with per-lender medians ranging from 8.25% to 14.13%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.