Private & Hard Money Lenders in Douglas County, KS
13 lenders funded 32 short-term investment-property loans in Douglas County in 2024 at a median rate of 11.49%. Ranked by verified loan volume — not paid placement.
Douglas County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | MID AMERICA BANK | 17 | 8.00% | 42 |
| 2 | KIAVI FUNDING, INC. | 3 | 11.49% | — |
| 3 | EMPRISE BANK | 2 | — | 7 |
| 4 | TRUITY FEDERAL CREDIT UNION | 1 | — | 21 |
| 5 | Landmark National Bank | 1 | — | 7 |
| 6 | Capitol Federal Savings Bank | 1 | — | 4 |
| 7 | THE CENTRAL TRUST BANK | 1 | — | 4 |
| 8 | Community National Bank & Trust | 1 | — | 1 |
| 9 | ENVISTA FEDERAL CREDIT UNION | 1 | — | 1 |
| 10 | INTRUST BANK, NA | 1 | — | 1 |
| 11 | BOKF NA | 1 | — | — |
| 12 | LendingOne LLC | 1 | — | — |
| 13 | LIMA ONE CAPITAL, LLC | 1 | — | — |
DSCR / long-term rental lenders in Douglas County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
13 lenders reported short-term, business-purpose investment loans in Douglas County in 2024 verified lending records — 32 loans totaling $59.5M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Douglas County's active lenders was 11.49% in 2024, with per-lender medians ranging from 8.00% to 11.49%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.