Private & Hard Money Lenders in Leon County, FL
13 lenders funded 61 short-term investment-property loans in Leon County in 2024 at a median rate of 11.24%. Ranked by verified loan volume — not paid placement.
Leon County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 41 | 11.24% | 8 |
| 2 | PEOPLESSOUTH BANK | 5 | 8.50% | 10 |
| 3 | Loan Funder LLC | 2 | — | 8 |
| 4 | Colony Bank | 2 | — | 2 |
| 5 | LIMA ONE CAPITAL, LLC | 2 | — | 2 |
| 6 | Easy Street Capital LLC | 2 | — | — |
| 7 | First Commerce Credit Union | 1 | — | 9 |
| 8 | CAPITAL CITY BANK | 1 | — | 5 |
| 9 | SERVISFIRST BANK | 1 | — | 2 |
| 10 | Churchill Funding I LLC | 1 | — | — |
| 11 | First Ciitizens Bank and Trust | 1 | — | — |
| 12 | RPE Home, Inc | 1 | — | — |
| 13 | Temple View Capital Funding LP | 1 | — | — |
DSCR / long-term rental lenders in Leon County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
13 lenders reported short-term, business-purpose investment loans in Leon County in 2024 verified lending records — 61 loans totaling $15.7M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Leon County's active lenders was 11.24% in 2024, with per-lender medians ranging from 8.50% to 11.24%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.