Private & Hard Money Lenders in Kent County, DE
8 lenders funded 14 short-term investment-property loans in Kent County in 2024 at a median rate of 12.00%. Ranked by verified loan volume — not paid placement.
Kent County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Loan Funder LLC | 4 | 11.25% | 5 |
| 2 | RPE Home, Inc | 3 | 12.00% | — |
| 3 | DOVER FEDERAL CREDIT UNION | 2 | — | 12 |
| 4 | LendingOne LLC | 1 | — | 4 |
| 5 | American Heritage Lending, LLC | 1 | — | 1 |
| 6 | Dominion Financial Services, LLC | 1 | — | 1 |
| 7 | Temple View Capital Funding LP | 1 | — | 1 |
| 8 | RF Renovo Management Company, LLC | 1 | — | — |
DSCR / long-term rental lenders in Kent County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
8 lenders reported short-term, business-purpose investment loans in Kent County in 2024 verified lending records — 14 loans totaling $2.5M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Kent County's active lenders was 12.00% in 2024, with per-lender medians ranging from 11.25% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.