Private & Hard Money Lenders in Solano County, CA
15 lenders funded 105 short-term investment-property loans in Solano County in 2024 at a median rate of 10.75%. Ranked by verified loan volume — not paid placement.
Solano County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 48 | 10.75% | — |
| 2 | Sundae Funding | 19 | 10.50% | — |
| 3 | Conventus Lending LLC | 8 | 9.75% | 3 |
| 4 | Merchants Mortgage & Trust Corporation | 8 | 10.00% | — |
| 5 | Mackillie Inc | 4 | 12.00% | — |
| 6 | VAL-CHRIS INVESTMENTS INC. | 4 | 11.50% | — |
| 7 | First Bridge Funding, Inc | 3 | 10.99% | 1 |
| 8 | Commercial Loan Corporation | 2 | — | — |
| 9 | Loan Funder LLC | 2 | — | — |
| 10 | North Coast Financial, Inc. | 2 | — | — |
| 11 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 3 |
| 12 | Associated Bank NA | 1 | — | — |
| 13 | Genesis Capital, LLC | 1 | — | — |
| 14 | Lument Structured Finance, LLC | 1 | — | — |
| 15 | Metropolitan Life Insurance Co | 1 | — | — |
DSCR / long-term rental lenders in Solano County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
15 lenders reported short-term, business-purpose investment loans in Solano County in 2024 verified lending records — 105 loans totaling $101.3M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Solano County's active lenders was 10.75% in 2024, with per-lender medians ranging from 9.75% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.