Private & Hard Money Lenders in Washington County, WI
13 lenders funded 23 short-term investment-property loans in Washington County in 2024 at a median rate of 7.50%. Ranked by verified loan volume — not paid placement.
Washington County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | HORICON BANK | 5 | 7.50% | — |
| 2 | TRI CITY NATIONAL BANK | 4 | 7.35% | — |
| 3 | Summit Credit Union | 2 | — | 3 |
| 4 | Loan Funder LLC | 2 | — | 1 |
| 5 | NATIONAL EXCHANGE BANK & TRUST | 2 | — | — |
| 6 | North Shore Bank | 1 | — | 3 |
| 7 | BANK FIRST N.A. | 1 | — | 2 |
| 8 | KIAVI FUNDING, INC. | 1 | — | 1 |
| 9 | THE EQUITABLE BANK SSB | 1 | — | 1 |
| 10 | Dominion Financial Services, LLC | 1 | — | — |
| 11 | First Ciitizens Bank and Trust | 1 | — | — |
| 12 | ONE COMMUNITY BANK | 1 | — | — |
| 13 | WAUKESHA STATE BANK | 1 | — | — |
DSCR / long-term rental lenders in Washington County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
13 lenders reported short-term, business-purpose investment loans in Washington County in 2024 verified lending records — 23 loans totaling $14.2M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Washington County's active lenders was 7.50% in 2024, with per-lender medians ranging from 7.35% to 7.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.