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Lender directory

Private & Hard Money Lenders in York County, VA

6 lenders funded 6 short-term investment-property loans in York County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
6$1.5M
Median note rate
DSCR / rental loans
38

York County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1TowneBank13
21ST ADVANTAGE FEDERAL CREDIT U12
3Dominion Financial Services, LLC1
4KIAVI FUNDING, INC.1
5LendingOne LLC1
6LIMA ONE CAPITAL, LLC1

DSCR / long-term rental lenders in York County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

LANGLEY FEDERAL CREDIT UNION · 4United Wholesale Mortgage · 4TRUIST BANK · 3Ameris Bank · 2ANGEL OAK MORTGAGE SOLUTIONS LLC · 2EMPORIUM TPO LLC · 2PENNYMAC LOAN SERVICES LLC · 2Resicentral LLC · 2AMERICAN FINANCIAL NETWORK, INC. · 1Atlantic Union Bank · 1Bank of America NA · 1BayPort Credit Union · 1CITY NATIONAL BANK · 1Cliffco, Inc · 1LENDSURE MORTGAGE CORP. · 1MOVEMENT MORTGAGE, LLC · 1OCMBC, INC. · 1Silver Hill Funding · 1USAA BANK · 1WELLS FARGO BANK NA · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in York Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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