Private & Hard Money Lenders in Randall County, TX
8 lenders funded 18 short-term investment-property loans in Randall County in 2024 at a median rate of 9.25%. Ranked by verified loan volume — not paid placement.
Randall County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | First United Bank | 5 | 9.00% | 4 |
| 2 | PROSPERITY BANK | 4 | 9.25% | 16 |
| 3 | Easy Street Capital LLC | 3 | 10.90% | — |
| 4 | Western Bank | 2 | — | 20 |
| 5 | Centennial Bank | 1 | — | 20 |
| 6 | Temple View Capital Funding LP | 1 | — | 14 |
| 7 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 3 |
| 8 | KIAVI FUNDING, INC. | 1 | — | 2 |
DSCR / long-term rental lenders in Randall County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
8 lenders reported short-term, business-purpose investment loans in Randall County in 2024 verified lending records — 18 loans totaling $6.3M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Randall County's active lenders was 9.25% in 2024, with per-lender medians ranging from 9.00% to 10.90%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.