Private & Hard Money Lenders in Jefferson County, TX
8 lenders funded 25 short-term investment-property loans in Jefferson County in 2024 at a median rate of 11.19%. Ranked by verified loan volume — not paid placement.
Jefferson County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | FIRST FINANCIAL BANK | 11 | 8.75% | 47 |
| 2 | KIAVI FUNDING, INC. | 4 | 11.19% | 2 |
| 3 | Dominion Financial Services, LLC | 2 | — | 1 |
| 4 | Loan Funder LLC | 2 | — | 1 |
| 5 | Secured Investment Corp | 2 | — | — |
| 6 | Temple View Capital Funding LP | 2 | — | — |
| 7 | ABL RPC Residential Credit Acquisition LLC | 1 | — | — |
| 8 | Investmark Mortgage LLC | 1 | — | — |
DSCR / long-term rental lenders in Jefferson County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
8 lenders reported short-term, business-purpose investment loans in Jefferson County in 2024 verified lending records — 25 loans totaling $4.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Jefferson County's active lenders was 11.19% in 2024, with per-lender medians ranging from 8.75% to 11.19%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.