Private & Hard Money Lenders in Hidalgo County, TX
10 lenders funded 49 short-term investment-property loans in Hidalgo County in 2024 at a median rate of 11.19%. Ranked by verified loan volume — not paid placement.
Hidalgo County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 33 | 11.19% | 5 |
| 2 | Texas Regional Bank | 4 | 9.50% | 18 |
| 3 | RPE Home, Inc | 4 | 13.00% | — |
| 4 | ABL RPC Residential Credit Acquisition LLC | 2 | — | 12 |
| 5 | LONE STAR NATIONAL BANK | 1 | — | 47 |
| 6 | Rally Credit Union | 1 | — | 3 |
| 7 | BPL Mortgage, LLC | 1 | — | 1 |
| 8 | LIMA ONE CAPITAL, LLC | 1 | — | 1 |
| 9 | Conventus Lending LLC | 1 | — | — |
| 10 | FROST BANK | 1 | — | — |
DSCR / long-term rental lenders in Hidalgo County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
10 lenders reported short-term, business-purpose investment loans in Hidalgo County in 2024 verified lending records — 49 loans totaling $13.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Hidalgo County's active lenders was 11.19% in 2024, with per-lender medians ranging from 9.50% to 13.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.