Private & Hard Money Lenders in Ector County, TX
11 lenders funded 30 short-term investment-property loans in Ector County in 2024 at a median rate of 9.00%. Ranked by verified loan volume — not paid placement.
Ector County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | PROSPERITY BANK | 9 | 8.50% | 22 |
| 2 | KIAVI FUNDING, INC. | 7 | 10.95% | — |
| 3 | CITY BANK | 4 | 9.00% | 7 |
| 4 | RF Renovo Management Company, LLC | 2 | — | — |
| 5 | Secured Investment Corp | 2 | — | — |
| 6 | Southwest Bank | 1 | — | 5 |
| 7 | BPL Mortgage, LLC | 1 | — | 1 |
| 8 | Easy Street Capital LLC | 1 | — | — |
| 9 | LendingOne LLC | 1 | — | — |
| 10 | Merchants Mortgage & Trust Corporation | 1 | — | — |
| 11 | NATIONAL EXCHANGE BANK & TRUST | 1 | — | — |
DSCR / long-term rental lenders in Ector County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
11 lenders reported short-term, business-purpose investment loans in Ector County in 2024 verified lending records — 30 loans totaling $4.9M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Ector County's active lenders was 9.00% in 2024, with per-lender medians ranging from 8.50% to 10.95%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.