Private & Hard Money Lenders in Cameron County, TX
8 lenders funded 21 short-term investment-property loans in Cameron County in 2024 at a median rate of 11.20%. Ranked by verified loan volume — not paid placement.
Cameron County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 6 | 9.65% | 6 |
| 2 | LIMA ONE CAPITAL, LLC | 6 | 11.20% | 1 |
| 3 | Loan Funder LLC | 3 | 11.99% | — |
| 4 | RPE Home, Inc | 2 | — | — |
| 5 | LONE STAR NATIONAL BANK | 1 | — | 26 |
| 6 | Texas Regional Bank | 1 | — | 8 |
| 7 | STELLAR BANK | 1 | — | 1 |
| 8 | FROST BANK | 1 | — | — |
DSCR / long-term rental lenders in Cameron County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
8 lenders reported short-term, business-purpose investment loans in Cameron County in 2024 verified lending records — 21 loans totaling $10.2M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Cameron County's active lenders was 11.20% in 2024, with per-lender medians ranging from 9.65% to 11.99%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.