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Private & Hard Money Lenders in Scotland County, NC

3 lenders funded 3 short-term investment-property loans in Scotland County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
3$345,000
Median note rate
DSCR / rental loans
17

Scotland County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1KIAVI FUNDING, INC.1
2LendingOne LLC1
3LIMA ONE CAPITAL, LLC1

DSCR / long-term rental lenders in Scotland County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

State Employees' Credit Union · 8Bank of America NA · 1BENCHMARK COMMUNITY BANK · 1First Bank · 1First Ciitizens Bank and Trust · 1Greystone Servicing Corporation, Inc. · 1Loan Funder LLC · 1Local Gov't Federal C U · 1NORTH STATE BANK · 1TowneBank · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Scotland Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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