Private & Hard Money Lenders in Edgecombe County, NC
7 lenders funded 12 short-term investment-property loans in Edgecombe County in 2024 at a median rate of 11.25%. Ranked by verified loan volume — not paid placement.
Edgecombe County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 3 | 10.75% | 3 |
| 2 | Loan Funder LLC | 3 | 11.25% | 3 |
| 3 | Southern Bank and Trust Company | 2 | — | 4 |
| 4 | RF Renovo Management Company, LLC | 1 | — | 5 |
| 5 | LIMA ONE CAPITAL, LLC | 1 | — | 3 |
| 6 | Easy Street Capital LLC | 1 | — | — |
| 7 | Genesis Capital, LLC | 1 | — | — |
DSCR / long-term rental lenders in Edgecombe County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
7 lenders reported short-term, business-purpose investment loans in Edgecombe County in 2024 verified lending records — 12 loans totaling $4.3M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Edgecombe County's active lenders was 11.25% in 2024, with per-lender medians ranging from 10.75% to 11.25%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.