Private & Hard Money Lenders in Douglas County, NE
22 lenders funded 139 short-term investment-property loans in Douglas County in 2024 at a median rate of 8.50%. Ranked by verified loan volume — not paid placement.
Douglas County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | PINNACLE BANK | 21 | 8.50% | 34 |
| 2 | Dayspring bank | 16 | 8.25% | 37 |
| 3 | Union Bank and Trust Company | 16 | 7.75% | 34 |
| 4 | Dundee Bank | 13 | 9.00% | 45 |
| 5 | Frontier Bank | 11 | 8.50% | 19 |
| 6 | Core Bank | 11 | 8.00% | 17 |
| 7 | FIRST NATIONAL BANK OF OMAHA | 9 | 9.25% | 56 |
| 8 | NORTHWEST BANK | 6 | 8.50% | 19 |
| 9 | RPE Home, Inc | 6 | 11.50% | — |
| 10 | Charter West Bank | 5 | 8.50% | 31 |
| 11 | EXCHANGE BANK | 5 | 8.50% | 15 |
| 12 | Centris Federal Credit Union | 5 | 8.75% | 14 |
| 13 | Access Bank | 3 | 8.75% | 15 |
| 14 | Arbor Bank | 3 | 8.50% | 15 |
| 15 | First Interstate Bank | 2 | — | 1 |
| 16 | West Gate Bank | 1 | — | 27 |
| 17 | LendingOne LLC | 1 | — | 8 |
| 18 | Loan Funder LLC | 1 | — | 7 |
| 19 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 6 |
| 20 | CORNHUSKER BANK | 1 | — | 5 |
| 21 | PNC BANK N.A. | 1 | — | 1 |
| 22 | Secured Investment Corp | 1 | — | — |
DSCR / long-term rental lenders in Douglas County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
22 lenders reported short-term, business-purpose investment loans in Douglas County in 2024 verified lending records — 139 loans totaling $45.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Douglas County's active lenders was 8.50% in 2024, with per-lender medians ranging from 7.75% to 11.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.