Private & Hard Money Lenders in Buchanan County, MO
11 lenders funded 25 short-term investment-property loans in Buchanan County in 2024 at a median rate of 11.75%. Ranked by verified loan volume — not paid placement.
Buchanan County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | HNB National Bank | 4 | 7.75% | 26 |
| 2 | Loan Funder LLC | 4 | 11.99% | 2 |
| 3 | Equity Bank | 4 | 9.25% | 1 |
| 4 | KIAVI FUNDING, INC. | 3 | 11.75% | 2 |
| 5 | LIMA ONE CAPITAL, LLC | 2 | — | 1 |
| 6 | RF Renovo Management Company, LLC | 2 | — | — |
| 7 | Secured Investment Corp | 2 | — | — |
| 8 | COMMERCE BANK | 1 | — | 5 |
| 9 | PINNACLE BANK | 1 | — | 1 |
| 10 | ARVEST BANK | 1 | — | — |
| 11 | Community National Bank & Trust | 1 | — | — |
DSCR / long-term rental lenders in Buchanan County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
11 lenders reported short-term, business-purpose investment loans in Buchanan County in 2024 verified lending records — 25 loans totaling $4.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Buchanan County's active lenders was 11.75% in 2024, with per-lender medians ranging from 7.75% to 11.99%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.