Private & Hard Money Lenders in Caddo Parish, LA
13 lenders funded 40 short-term investment-property loans in Caddo Parish in 2024 at a median rate of 8.75%. Ranked by verified loan volume — not paid placement.
Caddo Parish hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | ORIGIN BANK | 8 | 8.00% | 14 |
| 2 | City Bank and Trust | 6 | 8.50% | 5 |
| 3 | Red River Bank | 5 | 8.75% | 23 |
| 4 | b1BANK | 5 | 10.00% | 7 |
| 5 | RPE Home, Inc | 4 | 11.75% | — |
| 6 | HOME FEDERAL BANK | 3 | 7.75% | 15 |
| 7 | Dominion Financial Services, LLC | 2 | — | 8 |
| 8 | Loan Funder LLC | 2 | — | 1 |
| 9 | Cadence Bank | 1 | — | 9 |
| 10 | LIMA ONE CAPITAL, LLC | 1 | — | 1 |
| 11 | American Heritage Lending, LLC | 1 | — | — |
| 12 | First American Bank and Trust | 1 | — | — |
| 13 | Secured Investment Corp | 1 | — | — |
DSCR / long-term rental lenders in Caddo Parish
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
13 lenders reported short-term, business-purpose investment loans in Caddo Parish in 2024 verified lending records — 40 loans totaling $11.4M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Caddo Parish's active lenders was 8.75% in 2024, with per-lender medians ranging from 7.75% to 11.75%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.