Private & Hard Money Lenders in Waukesha County, WI
15 lenders funded 31 short-term investment-property loans in Waukesha County in 2024 at a median rate of 7.75%. Ranked by verified loan volume — not paid placement.
Waukesha County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Summit Credit Union | 6 | 8.00% | 2 |
| 2 | WAUKESHA STATE BANK | 3 | 7.75% | 21 |
| 3 | TRI CITY NATIONAL BANK | 3 | 6.95% | 4 |
| 4 | HORICON BANK | 3 | 7.50% | 1 |
| 5 | KIAVI FUNDING, INC. | 3 | 10.95% | 1 |
| 6 | Peoples State Bank | 2 | — | 2 |
| 7 | NATIONAL EXCHANGE BANK & TRUST | 2 | — | 1 |
| 8 | LIMA ONE CAPITAL, LLC | 2 | — | — |
| 9 | Landmark Credit Union | 1 | — | 9 |
| 10 | Associated Bank NA | 1 | — | 4 |
| 11 | JOHNSON BANK | 1 | — | 4 |
| 12 | THE EQUITABLE BANK SSB | 1 | — | 2 |
| 13 | BANK FIRST N.A. | 1 | — | — |
| 14 | Conventus Lending LLC | 1 | — | — |
| 15 | Easy Street Capital LLC | 1 | — | — |
DSCR / long-term rental lenders in Waukesha County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
15 lenders reported short-term, business-purpose investment loans in Waukesha County in 2024 verified lending records — 31 loans totaling $17.8M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Waukesha County's active lenders was 7.75% in 2024, with per-lender medians ranging from 6.95% to 10.95%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.