Private & Hard Money Lenders in Brown County, WI
17 lenders funded 82 short-term investment-property loans in Brown County in 2024 at a median rate of 8.50%. Ranked by verified loan volume — not paid placement.
Brown County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Nicolet National Bank | 31 | 8.50% | 1 |
| 2 | Community First Credit Union | 10 | 6.50% | 31 |
| 3 | CAPITAL CREDIT UNION | 8 | 7.19% | 15 |
| 4 | KIAVI FUNDING, INC. | 7 | 10.95% | 7 |
| 5 | Fox Communities Credit Union | 6 | 8.50% | 41 |
| 6 | COVANTAGE CREDIT UNION | 6 | 6.25% | 1 |
| 7 | BANK FIRST N.A. | 3 | 9.00% | 15 |
| 8 | JOHNSON BANK | 2 | — | 5 |
| 9 | Associated Bank NA | 1 | — | 14 |
| 10 | US BANK, N.A. | 1 | — | 6 |
| 11 | ABBYBANK | 1 | — | — |
| 12 | Citizens State Bank | 1 | — | — |
| 13 | HORICON BANK | 1 | — | — |
| 14 | LIMA ONE CAPITAL, LLC | 1 | — | — |
| 15 | NATIONAL EXCHANGE BANK & TRUST | 1 | — | — |
| 16 | Old National Bank | 1 | — | — |
| 17 | RPE Home, Inc | 1 | — | — |
DSCR / long-term rental lenders in Brown County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
17 lenders reported short-term, business-purpose investment loans in Brown County in 2024 verified lending records — 82 loans totaling $60.8M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Brown County's active lenders was 8.50% in 2024, with per-lender medians ranging from 6.25% to 10.95%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.