Private & Hard Money Lenders in Gregg County, TX
10 lenders funded 23 short-term investment-property loans in Gregg County in 2024 at a median rate of 9.00%. Ranked by verified loan volume — not paid placement.
Gregg County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | AUSTIN BANK, TEXAS NATIONAL ASSOCIATION | 6 | 9.50% | 17 |
| 2 | Cadence Bank | 4 | 9.00% | 13 |
| 3 | VERABANK,N.A. | 3 | 8.00% | 13 |
| 4 | KIAVI FUNDING, INC. | 2 | — | 2 |
| 5 | ORIGIN BANK | 2 | — | 1 |
| 6 | Secured Investment Corp | 2 | — | — |
| 7 | EASTMAN CREDIT UNION | 1 | — | 35 |
| 8 | PROSPERITY BANK | 1 | — | 2 |
| 9 | Ice Lender Holdings LLC | 1 | — | — |
| 10 | Loan Funder LLC | 1 | — | — |
DSCR / long-term rental lenders in Gregg County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
10 lenders reported short-term, business-purpose investment loans in Gregg County in 2024 verified lending records — 23 loans totaling $4.9M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Gregg County's active lenders was 9.00% in 2024, with per-lender medians ranging from 8.00% to 9.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.