Private & Hard Money Lenders in Williamson County, TN
17 lenders funded 41 short-term investment-property loans in Williamson County in 2024 at a median rate of 9.00%. Ranked by verified loan volume — not paid placement.
Williamson County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | FIRSTBANK | 13 | 9.00% | 15 |
| 2 | Easy Street Capital LLC | 4 | 11.49% | — |
| 3 | FIRST CITIZENS NATIONAL BANK | 3 | 9.00% | 6 |
| 4 | FIRST NATIONAL BANK OF MIDDLE TENNESSEE | 2 | — | 5 |
| 5 | Cadence Bank | 2 | — | 3 |
| 6 | RENASANT BANK | 2 | — | 1 |
| 7 | ABL RPC Residential Credit Acquisition LLC | 2 | — | — |
| 8 | Dominion Financial Services, LLC | 2 | — | — |
| 9 | Temple View Capital Funding LP | 2 | — | — |
| 10 | Traditional Bank Inc | 2 | — | — |
| 11 | AMERICAN BANK OF FREEDOM | 1 | — | — |
| 12 | Archwest Funding | 1 | — | — |
| 13 | CITIZENS TRI COUNTY BANK | 1 | — | — |
| 14 | FIRST SOUTHERN NATIONAL BANK | 1 | — | — |
| 15 | JOHNSON BANK | 1 | — | — |
| 16 | KIAVI FUNDING, INC. | 1 | — | — |
| 17 | SIMMONS BANK | 1 | — | — |
DSCR / long-term rental lenders in Williamson County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
17 lenders reported short-term, business-purpose investment loans in Williamson County in 2024 verified lending records — 41 loans totaling $43.9M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Williamson County's active lenders was 9.00% in 2024, with per-lender medians ranging from 9.00% to 11.49%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.