Private & Hard Money Lenders in Jasper County, MO
10 lenders funded 124 short-term investment-property loans in Jasper County in 2024 at a median rate of 9.00%. Ranked by verified loan volume — not paid placement.
Jasper County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Southwest Missouri Bank | 64 | 8.50% | 10 |
| 2 | First Community Bank | 26 | 9.50% | 7 |
| 3 | PINNACLE BANK | 9 | 8.50% | 14 |
| 4 | ARVEST BANK | 8 | 8.75% | 20 |
| 5 | Community National Bank & Trust | 4 | 9.00% | 4 |
| 6 | Guaranty Bank | 4 | 9.00% | 1 |
| 7 | KIAVI FUNDING, INC. | 4 | 11.75% | — |
| 8 | Firstar Bank | 3 | 8.75% | 2 |
| 9 | COMMERCE BANK | 1 | — | 2 |
| 10 | Southern Bank | 1 | — | — |
DSCR / long-term rental lenders in Jasper County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
10 lenders reported short-term, business-purpose investment loans in Jasper County in 2024 verified lending records — 124 loans totaling $15.7M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Jasper County's active lenders was 9.00% in 2024, with per-lender medians ranging from 8.50% to 11.75%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.