Private & Hard Money Lenders in Livingston Parish, LA
6 lenders funded 8 short-term investment-property loans in Livingston Parish in 2024 at a median rate of 8.50%. Ranked by verified loan volume — not paid placement.
Livingston Parish hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | BANKPLUS | 3 | 8.50% | 6 |
| 2 | GULF COAST BANK AND TRUST | 1 | — | 7 |
| 3 | Cadence Bank | 1 | — | 1 |
| 4 | Assurance Financial Group, L.L.C. | 1 | — | — |
| 5 | LIMA ONE CAPITAL, LLC | 1 | — | — |
| 6 | The First Bank | 1 | — | — |
DSCR / long-term rental lenders in Livingston Parish
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
6 lenders reported short-term, business-purpose investment loans in Livingston Parish in 2024 verified lending records — 8 loans totaling $1.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Livingston Parish's active lenders was 8.50% in 2024. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.