Private & Hard Money Lenders in Kosciusko County, IN
6 lenders funded 11 short-term investment-property loans in Kosciusko County in 2024 at a median rate of 11.45%. Ranked by verified loan volume — not paid placement.
Kosciusko County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Interra Credit Union | 3 | 9.00% | 9 |
| 2 | KIAVI FUNDING, INC. | 3 | 11.45% | 1 |
| 3 | FIRST FEDERAL SAVINGS BANK | 2 | — | 5 |
| 4 | LendingOne LLC | 1 | — | 1 |
| 5 | Indiana University CU | 1 | — | — |
| 6 | Old National Bank | 1 | — | — |
DSCR / long-term rental lenders in Kosciusko County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
6 lenders reported short-term, business-purpose investment loans in Kosciusko County in 2024 verified lending records — 11 loans totaling $2.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Kosciusko County's active lenders was 11.45% in 2024, with per-lender medians ranging from 9.00% to 11.45%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.