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Lender directory

Private & Hard Money Lenders in Humboldt County, CA

6 lenders funded 8 short-term investment-property loans in Humboldt County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
8$1.8M
Median note rate
DSCR / rental loans
53

Humboldt County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1KIAVI FUNDING, INC.2
2Mackillie Inc2
3RF Renovo Management Company, LLC1
4Sundae Funding1
5VAL-CHRIS INVESTMENTS INC.1
6VELOCITY COMMERCIAL CAPITAL LLC1

DSCR / long-term rental lenders in Humboldt County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

United Wholesale Mortgage · 8Luminate Home Loans, Inc. · 5FAIRWAY INDEPENDENT MORT CORP · 4PENNYMAC LOAN SERVICES LLC · 4UMPQUA BANK · 4HomeXpress Mortgage Corp. · 3Bank of America NA · 2JPMorgan Chase Bank, NA · 2American Heritage Lending, LLC · 1AMERITRUST MORTGAGE CORPORATION · 1ANGEL OAK MORTGAGE SOLUTIONS LLC · 1CROSSCOUNTRY MORTGAGE, LLC · 1FAY SERVICING LLC · 1Golden Empire Mortgage, Inc. · 1GUARANTEED RATE, INC. · 1GUILD MORTGAGE COMPANY · 1HomeBridge Financial Services, Inc · 1Kind Lending, LLC · 1MEMBER FIRST MORTGAGE, LLC · 1Navy Federal Credit Union · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Humboldt Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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