Private & Hard Money Lenders in Cleburne County, AR
10 lenders funded 28 short-term investment-property loans in Cleburne County in 2024 at a median rate of 9.00%. Ranked by verified loan volume — not paid placement.
Cleburne County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | First Security Bank | 9 | 8.75% | 3 |
| 2 | First Community Bank | 9 | 9.00% | 1 |
| 3 | First National Bank | 2 | — | 3 |
| 4 | First Arkansas Bank and Trust | 2 | — | — |
| 5 | ARVEST BANK | 1 | — | 1 |
| 6 | Cadence Bank | 1 | — | 1 |
| 7 | Evolve Bank & Trust | 1 | — | 1 |
| 8 | Centennial Bank | 1 | — | — |
| 9 | SIMMONS BANK | 1 | — | — |
| 10 | Southern Bank | 1 | — | — |
DSCR / long-term rental lenders in Cleburne County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
10 lenders reported short-term, business-purpose investment loans in Cleburne County in 2024 verified lending records — 28 loans totaling $5.3M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Cleburne County's active lenders was 9.00% in 2024, with per-lender medians ranging from 8.75% to 9.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.