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Lee County · Mortgage Refi

Lee County Mortgage Refi property data.

Fort Myers anchors Lee County — Florida's 8th most populous county at roughly 818,000 residents — a fast-growing Southwest Florida market spread across Cape Coral (the largest city by land area in the state), Bonita Springs, Lehigh Acres, and the barrier islands of Sanibel and Captiva. Its 465,000-plus housing units, $396,500 median owner-occupied value, and 74.3% homeownership rate define a dense, predominantly single-family residential market that draws heavily on retiree and in-migration demand. Hurricane Ian's Category 4 direct landfall on September 28, 2022 damaged or destroyed more than 52,500 structures in the county, compressing years of roofing, HVAC, and reconstruction demand into an accelerated replacement cycle that continues today.

Sample Lee County records

See Lee County owners before you buy.

A live sample from the county source — search by owner name, address, or APN. The full mortgage refinance list ships with owner, mailing, parcel detail, and lineage on every record.

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APNOwnerAddressLand useYearAssessed value

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Data overview

What's in the dataset.

County
Lee County, FL
FIPS
12071
County seat
Fort Myers
Population
817,666
Median home value
$396,500
Owner-occupied
74.3%
Data source
Florida statewide parcel layer
Source type
Statewide assessor layer
Parcels
560,825
State coverage
67 / 67 counties
Lineage
Source + pull date on every record
Price
$25–50 / record
Florida statewide parcel layer·Pulled June 2026
Why Lee County

Built for Mortgage brokers & lenders.

Equity-rich and free-and-clear Lee County owners ranked by tappable headroom — push your book against the API and get scored matches back. High equity, free-and-clear status, ownership tenure, and rate delta — ranked by how much there is to tap.

Owner-occupiedLong tenureHome valueHigh equityFree-and-clearRate delta
$2550/ record
Mortgage Refi signals · Lee County

What the data shows for mortgage refinance in Lee County.

Lee County homeowners accumulated substantial equity through the 2020-2024 appreciation cycle, with median owner-occupied values reaching $396,500 per ACS 2019-2023 estimates — well above pre-pandemic baselines. Approximately 34.7% of owner-occupied homes carry no mortgage at all, while the 65.3% carrying mortgages benefited from a 30-50% value run-up that pushed many loan-to-value ratios into strong equity positions. At 74.3% homeownership across 465,172 housing units, the absolute addressable population for rate-and-term, cash-out, and FHA streamline products is large, concentrated in a county whose median buyer skews older and often brings equity from prior-market sales.

$396,500
Median owner-occupied home value (ACS 2019-2023)
source
74.3%
Owner-occupied rate
source
~34.7%
Owner-occupied homes with no mortgage
source
465,172
Total housing units
source
FAQ

Common questions about Lee County data.