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Duval County · Mortgage Refi

Duval County Mortgage Refi property data.

Duval County, Florida is coterminous with the City of Jacksonville under a 1968 consolidated charter—the only fully consolidated county-city government in Florida—giving it a single property record base of roughly 406,000 taxable parcels covering 874 square miles. At 1.02 million residents it is the sixth most populous county in the state, with a mid-market median owner-occupied home value of $286,300 (ACS 2023 5-year) and a homeownership rate of 58.2%, reflecting both a large institutional-investor rental footprint and a housing stock built predominantly before 1990.

Sample Duval County records

See Duval County owners before you buy.

A live sample from the county source — search by owner name, address, or APN. The full mortgage refinance list ships with owner, mailing, parcel detail, and lineage on every record.

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APNOwnerAddressLand useYearAssessed value

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The complete county file — owner, mailing, assessor value, absentee flag, full lineage — priced per record.

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Data overview

What's in the dataset.

County
Duval County, FL
FIPS
12031
County seat
Jacksonville
Population
1,023,153
Median home value
$286,300
Owner-occupied
58.2%
Data source
Florida statewide parcel layer
Source type
Statewide assessor layer
Parcels
406,073
State coverage
67 / 67 counties
Lineage
Source + pull date on every record
Price
$25–50 / record
Florida statewide parcel layer·Pulled June 2026
Why Duval County

Built for Mortgage brokers & lenders.

Equity-rich and free-and-clear Duval County owners ranked by tappable headroom — push your book against the API and get scored matches back. High equity, free-and-clear status, ownership tenure, and rate delta — ranked by how much there is to tap.

Owner-occupiedLong tenureHome valueHigh equityFree-and-clearRate delta
$2550/ record
Mortgage Refi signals · Duval County

What the data shows for mortgage refinance in Duval County.

Duval County homeowners who purchased in the 2010–2018 window have accumulated significant equity: the ACS 2023 median owner-occupied value of $286,300 compares to an April 2026 NEFAR median sale price of $390,000, and average homeowner equity in the Jacksonville metro is estimated at roughly $148,000. With 68.1% of owner-occupants carrying a mortgage and the qualifying income for the median home (~$118,000) substantially exceeding median household income ($71,277), many owners face affordability barriers to move-up purchases—making equity-extraction refinancing a structurally attractive alternative for capital access.

$286,300
ACS 2023 median owner-occupied home value
source
$390,000
NEFAR median sale price (April 2026)
source
~$148,000
Average homeowner equity, Jacksonville metro (April 2026)
source
68.1%
Owner-occupants carrying a mortgage (ACS 2024)
source
$71,277
Median household income (ACS 2024)
source
FAQ

Common questions about Duval County data.