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Lender directory

Private & Hard Money Lenders in Polk County, WI

2 lenders funded 2 short-term investment-property loans in Polk County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
2$440,000
Median note rate
DSCR / rental loans
20

Polk County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1FRANDSEN BANK & TRUST1
2KIAVI FUNDING, INC.1

DSCR / long-term rental lenders in Polk County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

Citizens State Bank · 4ROYAL CREDIT UNION · 3WESTCONSIN CREDIT UNION · 3CROSSCOUNTRY MORTGAGE, LLC · 2Bremer Bank NA · 1CITIZENS COMMUNITY FEDERAL N.A. · 1CMG MORTGAGE INC · 1Deephaven Mortgage LLC · 1JPMorgan Chase Bank, NA · 1Merchants Bank, National Association · 1Navy Federal Credit Union · 1United Wholesale Mortgage · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Polk Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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