Private & Hard Money Lenders in Marathon County, WI
9 lenders funded 50 short-term investment-property loans in Marathon County in 2024 at a median rate of 7.75%. Ranked by verified loan volume — not paid placement.
Marathon County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Nicolet National Bank | 24 | 7.90% | 3 |
| 2 | Incrediblebank | 8 | 7.66% | 6 |
| 3 | COVANTAGE CREDIT UNION | 6 | 7.25% | 15 |
| 4 | Peoples State Bank | 3 | 8.15% | 18 |
| 5 | ABBYBANK | 3 | 7.75% | 4 |
| 6 | Partners Bank of Wisconsin | 2 | — | 2 |
| 7 | SIMPLICITY CREDIT UNION | 2 | — | 1 |
| 8 | KIAVI FUNDING, INC. | 1 | — | — |
| 9 | North Shore Bank | 1 | — | — |
DSCR / long-term rental lenders in Marathon County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
9 lenders reported short-term, business-purpose investment loans in Marathon County in 2024 verified lending records — 50 loans totaling $17.2M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Marathon County's active lenders was 7.75% in 2024, with per-lender medians ranging from 7.25% to 8.15%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.