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Lender directory

Private & Hard Money Lenders in Frederick County, VA

3 lenders funded 3 short-term investment-property loans in Frederick County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
3$1.5M
Median note rate
DSCR / rental loans
177

Frederick County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1City National Bank of WV11
2KIAVI FUNDING, INC.1
3SUMMIT COMMUNITY BANK, INC1

DSCR / long-term rental lenders in Frederick County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

DHI Mortgage Company, LTD. · 82United Wholesale Mortgage · 11LOANDEPOT.COM, LLC · 8LendingOne LLC · 7Go Mortgage, LLC · 5Integrity Home Mortgage Corporation · 5GUILD MORTGAGE COMPANY · 4HOME MORTGAGE ALLIANCE CORP (HMAC) · 4Deephaven Mortgage LLC · 3TD Bank · 3UNITED BANK · 3UNITED NATIONS FEDERAL CU · 3ATLANTIC COAST MORTGAGE, LLC · 2Citadel Servicing Corporation · 2CMG MORTGAGE INC · 2FAIRWAY INDEPENDENT MORT CORP · 2FARMERS & MERCHANTS BANK · 2FIRST NATIONAL BANK OF PA · 2NATIONS DIRECT MORTGAGE, LLC · 2USAA BANK · 2
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Frederick Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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