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Lender directory

Private & Hard Money Lenders in Polk County, TX

4 lenders funded 6 short-term investment-property loans in Polk County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
6$1.3M
Median note rate
DSCR / rental loans
24

Polk County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1Hilton Financial Corporation2
2Loan Funder LLC2
3Investmark Mortgage LLC1
4Secured Investment Corp1

DSCR / long-term rental lenders in Polk County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

United Wholesale Mortgage · 4Citadel Servicing Corporation · 2FIRSTBANK · 2STELLAR BANK · 2All Credit Considered Mortgage, Inc. · 1AMERITRUST MORTGAGE CORPORATION · 1COMMERCIAL BNAK OF TEXAS, NA · 1CROSSCOUNTRY MORTGAGE, LLC · 1EMPORIUM TPO LLC · 1FIRST FINANCIAL BANK · 1FIRST UNITED BANK AND TRUST CO · 1Foundation Mortgage Corporation · 1OCMBC, INC. · 1PNC BANK N.A. · 1PRIMELENDING · 1PROSPERITY BANK · 1RF Renovo Management Company, LLC · 1SOUTHSIDE BANK · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Polk Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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