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Lender directory

Private & Hard Money Lenders in Cherokee County, NC

1 lenders funded 1 short-term investment-property loans in Cherokee County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
1$145,000
Median note rate
DSCR / rental loans
33

Cherokee County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1American Heritage Lending, LLC1

DSCR / long-term rental lenders in Cherokee County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

THE CENTRAL TRUST BANK · 6State Employees' Credit Union · 3HomeXpress Mortgage Corp. · 2PENNYMAC LOAN SERVICES LLC · 2United Wholesale Mortgage · 2A&D MORTGAGE LLC · 1American Internet Mortgage, Inc. · 1Ameris Bank · 1ANGEL OAK MORTGAGE SOLUTIONS LLC · 1ATLANTIC BAY MORTGAGE GROUP · 1Bank of America NA · 1CASTLE & COOKE MORTGAGE, LLC · 1Citibank, NA · 1City National Bank of Florida · 1CMG MORTGAGE INC · 1Deephaven Mortgage LLC · 1FAIRWAY INDEPENDENT MORT CORP · 1FIRST FEDERAL BANK · 1LENDSURE MORTGAGE CORP. · 1LOWER, LLC · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Cherokee Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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