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Private & Hard Money Lenders in Avery County, NC

2 lenders funded 2 short-term investment-property loans in Avery County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
2$890,000
Median note rate
DSCR / rental loans
35

Avery County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1LIMA ONE CAPITAL, LLC1
2RPE Home, Inc1

DSCR / long-term rental lenders in Avery County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

State Employees' Credit Union · 5BANK OF TENNESSEE · 3THE FIRST BANK & TRUST COMPANY · 3United Wholesale Mortgage · 3A&D MORTGAGE LLC · 2ANGEL OAK MORTGAGE SOLUTIONS LLC · 2ATLANTIC COAST MORTGAGE, LLC · 2FIRST NATIONAL BANK OF PA · 2Hometown Equity Mortgage, LLC · 2American Heritage Lending, LLC · 1CHAMPIONS FUNDING, LLC · 1CrossFirst Bank · 1First Bank · 1First Ciitizens Bank and Trust · 1FIRSTBANK · 1JPMorgan Chase Bank, NA · 1LOANDEPOT.COM, LLC · 1MORTGAGE INVESTORS GROUP · 1UBS BANK USA · 1Union Home Mortgage Corp. · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Avery Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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