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Lender directory

Private & Hard Money Lenders in Tioga County, NY

1 lenders funded 1 short-term investment-property loans in Tioga County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
1$105,000
Median note rate
DSCR / rental loans
18

Tioga County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1KIAVI FUNDING, INC.1

DSCR / long-term rental lenders in Tioga County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

CITIZENS & NORTHERN BANK · 2Farm Credit East ACA · 2Visions Federal Credit Union · 221ST MORTGAGE · 1Chemung Canal Trust Company · 1Cliffco, Inc · 1FIRST CITIZENS COMMUNITY BANK · 1Homestead Funding Corp. · 1Hometown Equity Mortgage, LLC · 1IXONIA BANK · 1JPMorgan Chase Bank, NA · 1LIMA ONE CAPITAL, LLC · 1Loan Funder LLC · 1Reliance First Capital, LLC · 1TD Bank · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Tioga Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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