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Lender directory

Private & Hard Money Lenders in Niagara County, NY

2 lenders funded 3 short-term investment-property loans in Niagara County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
3$315,000
Median note rate
DSCR / rental loans
170

Niagara County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1KIAVI FUNDING, INC.25
2Dominion Financial Services, LLC11

DSCR / long-term rental lenders in Niagara County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

United Wholesale Mortgage · 25Cornerstone Community FCU · 21Premium Mortgage Corporation · 17Community Bank, N.A. · 11M&T BANK · 10CROSSCOUNTRY MORTGAGE, LLC · 9KEYBANK NATIONAL ASSOCIATION · 8BPL Mortgage, LLC · 5Tompkins Community Bank · 4AMERICU CREDIT UNION · 3LIMA ONE CAPITAL, LLC · 3VELOCITY COMMERCIAL CAPITAL LLC · 3AMERICAN FINANCIAL NETWORK, INC. · 2American Heritage Lending, LLC · 2CBNA Year to Date · 2EMPOWER FEDERAL CREDIT UNION · 2Hometown Funding, INC. D/B/A CNB Mortgage Company · 2JLL Real Estate Capital, LLC · 2LOANDEPOT.COM, LLC · 2NEWREZ LLC · 2
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Niagara Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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