Private & Hard Money Lenders in Chemung County, NY
3 lenders funded 4 short-term investment-property loans in Chemung County in 2024. Ranked by verified loan volume — not paid placement.
Chemung County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Loan Funder LLC | 2 | — | 2 |
| 2 | First Heritage Federal Credit Union | 1 | — | 31 |
| 3 | Hometown Funding, INC. D/B/A CNB Mortgage Company | 1 | — | — |
DSCR / long-term rental lenders in Chemung County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
3 lenders reported short-term, business-purpose investment loans in Chemung County in 2024 verified lending records — 4 loans totaling $510,000. Smaller local lenders below public reporting thresholds may also operate here.
Not enough loans in 2024 filings carried a disclosed rate to publish a reliable figure for Chemung County.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.