Private & Hard Money Lenders in Sarpy County, NE
13 lenders funded 45 short-term investment-property loans in Sarpy County in 2024 at a median rate of 8.75%. Ranked by verified loan volume — not paid placement.
Sarpy County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | PINNACLE BANK | 18 | 8.00% | 16 |
| 2 | Union Bank and Trust Company | 6 | 7.75% | 7 |
| 3 | Frontier Bank | 4 | 8.75% | 7 |
| 4 | Arbor Bank | 4 | 9.00% | 4 |
| 5 | Core Bank | 3 | 8.00% | 2 |
| 6 | Dayspring bank | 3 | 8.75% | 2 |
| 7 | Access Bank | 1 | — | 8 |
| 8 | Centris Federal Credit Union | 1 | — | 8 |
| 9 | AMERICAN NATIONAL BANK | 1 | — | 1 |
| 10 | CORNHUSKER BANK | 1 | — | 1 |
| 11 | EXCHANGE BANK | 1 | — | 1 |
| 12 | NORTHWEST BANK | 1 | — | 1 |
| 13 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 1 |
DSCR / long-term rental lenders in Sarpy County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
13 lenders reported short-term, business-purpose investment loans in Sarpy County in 2024 verified lending records — 45 loans totaling $9.2M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Sarpy County's active lenders was 8.75% in 2024, with per-lender medians ranging from 7.75% to 9.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.