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Lender directory

Private & Hard Money Lenders in Ray County, MO

2 lenders funded 2 short-term investment-property loans in Ray County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
2$230,000
Median note rate
DSCR / rental loans
14

Ray County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1Loan Funder LLC1
2Secured Investment Corp1

DSCR / long-term rental lenders in Ray County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

EMPORIUM TPO LLC · 3COMMUNITYAMERICA CREDIT UNION · 2LEADERONE FINANCIAL CORP. · 2United Wholesale Mortgage · 2American Pacific Mortgage Corporation · 1Bank of Springfield · 1GUILD MORTGAGE COMPANY · 1MISSION LOANS, LLC · 1PENNYMAC LOAN SERVICES LLC · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Ray Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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