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Lender directory

Private & Hard Money Lenders in Sherburne County, MN

3 lenders funded 5 short-term investment-property loans in Sherburne County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
5$875,000
Median note rate
DSCR / rental loans
27

Sherburne County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1First Bank & Trust2
2Luminate Bank2
3Merchants Bank, National Association1

DSCR / long-term rental lenders in Sherburne County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

United Wholesale Mortgage · 4CROSSCOUNTRY MORTGAGE, LLC · 3Bell Bank · 2BLAZE CREDIT UNION · 2JOHNSON BANK · 2AMERICAN FIRST CREDIT UNION · 1American Pacific Mortgage Corporation · 1Bellwether Enterprise Real Estate Capital, LLC · 1Bremer Bank NA · 1Gate City Bank · 1Granite Bank · 1HomeXpress Mortgage Corp. · 1JLL Real Estate Capital, LLC · 1LIBERTY BANK MINNESOTA · 1Luminate Home Loans, Inc. · 1Nationstar Mortgage · 1NEIGHBORHOOD LOANS, INC. · 1Old National Bank · 1US BANK, N.A. · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Sherburne Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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